First Time Buyers

When entering the property market, having a seasoned first-time buyer mortgage broker can be invaluable

Securing a mortgage as a first-time buyer often feels daunting, given the abundance of required information and the challenge of navigating online applications solo.

At Our Mortgage Broker, we strive to handle the financial intricacies on your behalf. As experienced mortgage brokers specializing in first-time buyers, we accompany you throughout your exhilarating journey toward homeownership.

A common inquiry from first-time buyers pertains to cost. Rather than focusing solely on expenses, we analyse what you can comfortably afford and the monthly mortgage payments you aim to make.

Your deposit, typically ranging from 5% to 10%, and personal circumstances dictate the interest rate you'll encounter. Choosing between fixed and variable rate mortgages, as well as determining the mortgage duration, presents additional considerations. Our objective is to optimize your borrowing capacity, minimize payments, and ensure your ability to manage the mortgage over its lifespan.