Mortgage Insurance Protection

A life insurance plan helps protect your loved ones financially if the worst were to happen or you get ill. Your family will get a cash lump sum they can use to cover costs such as funeral expenses, debts or household bills.If you have a partner, children or any other dependents that rely on your income, then life insurance is for you. Most people will choose to take out life cover at key life moments including having a baby, getting married or nearing retirement. If you’re a homeowner or in the process of buying a home, it’s also a good idea to think about life insurance to cover your mortgage. This means that if you die before you’ve paid off your mortgage, then your family don’t need to worry about the monthly repayments.

There are four different types of life insurance we offer to help protect the things that mean the most. You can choose just one or, depending on your needs, combine them together for a more comprehensive plan.

  • Life Cover – Pays out a cash lump sum to your family if you die. You can either take out term life insurance which covers you for a fixed amount of time (like the length of your mortgage) or whole of life insurance that gives you lifelong cover with a guaranteed pay out on death
  • Serious Illness Cover – Pays out a cash lump sum if you’re diagnosed with a serious illness. Unlike a typical critical illness plan, we pay out for the less severe conditions as well as the more critical ones
  • Mortgage Protection Cover – Helps you to pay your mortgage if you get ill or you die before your mortgage is paid off
  • Income Protection Cover – Pays you a monthly income if you get sick or injured and can’t work.

We believe in making a difference to people’s lives.

With our unique approach to insurance we help you take a more active role in managing your own wellness. This can encourage you to develop healthy long-term habits that are good for you, good for us and good for society.

We offer free no-obligation advice

New to life insurance? Our expert team of financial advisers can help. We’ll get to know your situation and tailor a plan to suit your needs.

Contact the life insurance desk for a no obligation chat today.

Ready to discuss your mortgage options?

    Our Mortgage Broker Limited

    Address: Our Mortgage Broker Limited, 23 Berkeley Square, Mayfair, London W1J 6HE

    Our Mortgage Broker Limited is authorised and regulated by the Financial Conduct Authority.

    Our FCA number is 944663 and this can be checked by visiting

    Our Mortgage Broker Limited is registered in England and Wales, registration number 11358646.
    Tel: 0203 971 1234 | |

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