Mortgage broker in London

Why London mortgages need a specialist

London property costs more than almost anywhere else in the UK, so loans are larger and lenders' affordability rules matter more. Many London buyers also have income that does not fit a simple payslip: bonuses, commission, contracting, company dividends or earnings from overseas. And much of London's housing is leasehold flats, new builds and converted houses, which some lenders treat more cautiously than others.

As a whole-of-market broker we compare high-street banks, building societies, specialist lenders and private banks, then present your case the way the right lender needs to see it.

What we arrange for London clients

• Home purchases and first-time buyer mortgages, including shared ownership
• Remortgages when your fixed rate is ending, including raising money for improvements
• High-value mortgages from £1m and private bank lending
• Self-employed and company director mortgages, contractors and complex income
• Expat and foreign national mortgages for buyers moving to or investing in London
• Buy-to-let, limited company buy-to-let and HMO mortgages for London landlords
• Bridging loans for chain breaks, auctions and refurbishments, and development finance
• Life insurance and income protection to protect your home

Areas we cover

We work with clients in every London borough, including:

• Central London: Mayfair, Marylebone, Westminster, Belgravia, Knightsbridge, Fitzrovia, Holborn and the City
• West London: Kensington, Chelsea, Notting Hill, Holland Park, Fulham, Hammersmith, Chiswick, Ealing and Richmond
• North London: Hampstead, St John's Wood, Highgate, Islington, Camden, Muswell Hill, Finchley, Barnet and Enfield
• South London: Clapham, Battersea, Wandsworth, Wimbledon, Dulwich, Greenwich, Bromley and Croydon
• East London: Canary Wharf, Shoreditch, Hackney, Stratford, Wanstead and Walthamstow

Most clients never need to visit our office. We advise by phone, video and secure email, and you're welcome to meet us in Mayfair.

How it works

1. Free 15-minute call. Tell us what you're trying to do and we'll tell you honestly what's realistic.
2. Research and recommendation. We compare the market and recommend the lender and structure that fit, with all costs explained.
3. Application. We package your case and deal with the lender, valuer and solicitors for you.
4. Offer and completion. We track it to completion, then review your deal before it ends.

Frequently asked questions

Important: Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice: up to 1% of the loan, typically £500. Most buy-to-let and commercial mortgages are not regulated by the Financial Conduct Authority.