Blog
Practical, topical advice for buyers, landlords and developers, one article for every type of mortgage and property finance we arrange.
5 mistakes self-employed borrowers make before applying for a mortgage
Five common mistakes self-employed borrowers make before applying for a mortgage, and how to avoid them.
Read7 things to sort out before you make an offer on a home
Seven practical things to sort out before you offer on a home, from mortgage in principle to fees.
ReadAuction finance: how to complete in 28 days
How to line up auction finance so you can complete within the usual 28-day deadline.
ReadBuy-to-let after the Renters' Rights Act: is it still worth it in 2026?
What the Renters' Rights Act, 2027 tax changes and EPC rules mean for buy-to-let borrowing.
ReadBuying UK property from abroad: 6 mortgage hurdles and how to clear them
Six common hurdles expats and foreign nationals face with UK mortgages, and practical ways to clear them.
ReadBuying a shop with a flat above: a semi-commercial checklist for 2026
A buyer's checklist for financing a shop or office with a flat above.
ReadBuying a £2m+ home in London: what to plan for in 2026 and beyond
What to plan for when buying a £2m+ London home: stamp duty, lending, valuations and future property taxes.
ReadDevelopment finance: what lenders look for in your appraisal
What development finance lenders look for in your appraisal, team and exit.
ReadFirst-time buyer costs: what you need beyond your deposit
The costs first-time buyers often forget, from stamp duty and surveys to service charges and insurance.
ReadHMO mortgages: licensing, Article 4 and how lenders value HMOs
How HMO licensing, Article 4 and valuation method shape the mortgage you can get.
ReadHoliday lets after the FHL tax changes: does a holiday-let mortgage still add up?
How the end of furnished holiday let tax rules changes the sums on a holiday-let mortgage.
ReadHow to improve your chances of a mortgage after bad credit: a 12-month plan
A practical 12-month plan to improve your chances of a mortgage after missed payments, defaults or CCJs.
ReadIs a private bank mortgage right for you? 7 questions to ask
Seven questions to ask before choosing a private bank mortgage, from asset expectations to repayment plans.
ReadLet-to-buy in 2026: seven checks before you rent out your home
Seven checks before you rent out your current home and buy your next one.
ReadLimited company vs personal name buy-to-let in 2026: a landlord's checklist
A landlord's checklist for choosing between personal and limited company buy-to-let ownership.
ReadMortgages in your 50s, 60s and beyond: what are your options?
Your mortgage options in your 50s, 60s and beyond, from longer terms to retirement interest-only and equity release.
ReadMulti-unit freehold blocks: how lenders value them and when to split titles
How lenders value multi-unit freehold blocks, and when splitting titles makes sense.
ReadRefinancing as a portfolio landlord: what lenders want to see
What lenders ask portfolio landlords for, and how to prepare your schedule, cash flow and plan.
ReadRemortgaging in late 2026: what to do six months before your fix ends
A month-by-month plan for the six months before your fixed rate ends, so you avoid the SVR.
ReadRent or buy? How to finance your own business premises
Should your business buy its premises instead of renting? How owner-occupier commercial mortgages work.
ReadSecond charge or remortgage? How to choose when you need to raise money
How to choose between a second charge, a further advance and a remortgage when raising money.
ReadSelf-build mortgages: 6 things to get right before you buy the plot
Six things to check before you buy a self-build plot, from planning and costings to staged mortgage funding.
ReadShared ownership: 6 questions to ask before you buy
Six questions to ask before you buy a shared ownership home, from rent and service charges to staircasing.
ReadTerm loan, asset finance or invoice finance? Choosing business finance in 2026
Term loan, asset finance or invoice finance? How to choose the right business funding.
ReadWhy mortgage borrowers need a protection plan
Why mortgage borrowers should consider income protection, life insurance and critical illness cover alongside their loan.
ReadGet our 16 property & mortgage guides for 2026
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