Directly authorised by the FCA · FRN 944663Buy-to-Let Broker of the Year, Business Moneyfacts Awards 2023
Our Mortgage Broker
Mayfair, London · Whole of market

Mortgage and property finance advice, done properly.

Award-winning, independent brokers for the cases that need more than a comparison site: high-value and private bank lending, expats and complex income, landlords, bridging and development. We search the whole market, explain every option and manage the process to completion.

Directly authorised by the FCA · 944663Moneyfacts Buy-to-Let Broker of the Year 2023UK, expat & international clients
Awards & recognition
Winner, Business Moneyfacts Awards 2023: Buy-to-Let Mortgage Broker of the YearSME News: Most Innovative Residential & Commercial Mortgage Broker, London & Home CountiesShortlisted, National Credit Awards 2023Shortlisted, The Mortgage Awards 2024Excellence Awardee, Mortgage Introducer Awards 2023, 2024 & 2025: Broker Firm of the Year (up to 10 advisers)
What we arrange

One adviser for every kind of property finance

From a first flat to a £10m townhouse, a single buy-to-let to a ground-up development, we compare lenders, private banks and specialist funders, then structure the application so it gets approved.

Why clients choose OMB

Specialist advice, from people who answer the phone

Founded with one goal: to be the most trusted, referred and sought-after residential and commercial broker in the UK. Our team brings over 50 years' combined experience, and we're directly authorised by the FCA, not an appointed representative.

  1. Whole of market, including private banksHigh-street lenders, building societies, specialist and private banks, bridging and development funders. Some deals are only available through brokers.
  2. Built for complex casesDividends, bonuses, foreign currency income, trusts and SPVs, overseas buyers, large loans and unusual properties. This is our everyday work.
  3. One point of contact to completionWe package the application, deal with underwriters, valuers and solicitors, and keep you updated until the funds are released.
How it works

From first call to completion in four steps

  1. Free 15-minute callTell us what you're trying to do. We'll tell you honestly what's realistic.
  2. Research & recommendationWe compare the market and recommend the lender and structure that fit, with all costs explained.
  3. Application & underwritingWe package your case, submit it and handle the lender, valuer and solicitors for you.
  4. Offer & completionWe track progress to completion, then review your deal before it ends so you don't drift onto your lender's higher standard rate.
Calculators

Run the numbers on a new home

Loan to value, monthly repayments, stamp duty and the cash you'll need on completion, in one place.

All 8 calculators
Free 2027 guide library

16 expert guides to buying, investing and financing property

First-time buyers, buy-to-let, bridging, development finance, million-pound mortgages, private banks, auctions, licensing, conveyancing and more. Written by our team for 2026.

Becoming a First-Time Landlord guide coverBridging Loans: Speed & Certainty guide coverThe Buy, Refurbish, Refinance Strategy guide coverBuy-to-Let Mortgages, Explained guide coverCommercial Mortgages, Demystified guide coverDevelopment Finance in 2027 guide coverFirst-Time Buyers: Your 2027 Roadmap guide coverStamp Duty & Property Tax, Clearly Explained guide cover
See all 16 guides

Get all 16 guides by email

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We'll email the full set (a 1.7 MB zip of 16 PDFs) straight away and show you a download link on screen. No spam. We never sell your details.

Our advisers

Speak directly to a specialist

Call, email, connect on LinkedIn or book straight into their diary.

Meet the whole team

As featured in

Financial TimesProperty TVMortgage IntroducerBridging & CommercialBridging Loan Directory

Lenders we work with include

HSBCNatWestNationwideHalifaxTSBVirgin MoneyBM SolutionsScottish Widows

Plus specialist lenders, private banks, bridging and development funders across the whole market.

Common questions

What does Our Mortgage Broker do?

Our Mortgage Broker (OMB) is an independent, whole-of-market mortgage and property finance broker based at 23 Berkeley Square, Mayfair. We advise on residential, high-value and private bank mortgages, expat and foreign national lending, buy-to-let, bridging, development and commercial finance, and protection, for clients across the UK and overseas.

Is OMB regulated by the FCA?

Yes. Our Mortgage Broker Limited is directly authorised and regulated by the Financial Conduct Authority, Financial Services Register number 944663. You can check this on the FCA register. Most buy-to-let, commercial and some bridging finance is not itself regulated by the FCA.

How much does a mortgage broker cost?

There may be a fee for mortgage advice. The amount depends on your circumstances: we may charge up to 1% of the loan, and our typical fee is £500. We usually also receive commission from the lender. We always confirm any fee in writing before you proceed, and the first conversation is free.

Do you only work with London clients?

No. Our office is in Mayfair and many clients buy in prime central London, but we arrange mortgages and property finance across England, Wales, Scotland and Northern Ireland, and for UK expats and foreign nationals buying in the UK. Most of our work is done by phone, video and secure email.

Can you help if the bank has already said no?

Often, yes. High-street lenders use standard criteria that do not fit complex income, overseas income, large loans, unusual properties or credit issues. As a whole-of-market broker we can approach specialist lenders and private banks that assess cases individually. We will tell you honestly if we do not think a case is achievable.

How quickly can a mortgage or bridging loan complete?

A straightforward remortgage can take four to eight weeks; a purchase depends on the conveyancing chain. Bridging finance can complete in a few weeks where valuation and legal work move quickly. We will give you a realistic timeline at the first call.

Visit us

23 Berkeley Square, Mayfair

A short walk from Green Park and Bond Street stations. Meetings by appointment, or by phone and video wherever you are.

Mortgage broker in Mayfair

Talk to a specialist: it costs nothing to ask

Book a free 15-minute call with an adviser. We'll tell you honestly what's possible, which lenders fit, and what it will cost.