Directly authorised by the FCA · FRN 944663Buy-to-Let Broker of the Year, Business Moneyfacts Awards 2023
Our Mortgage Broker

Based in the heart of London

Specialist mortgage broker based in London, helping clients across the UK

Helping clients across the whole of the UK

Mortgage and property finance advice, done properly.

Independent, award-winning brokers for cases a comparison site can't handle. We search the whole market and manage everything through to completion.

5.0 on Trustpilot4.9 on GoogleFCA authorised · FRN 944663

Moneyfacts Buy-to-Let Broker of the Year 2023UK, expat & international clients
£1bn+lending arranged
5,000+completions
150+lenders used
1–3 weekstypical time to mortgage offer*

*From OMB’s records, October 2026. Time to offer depends on the lender and your circumstances; some cases take longer.

Why clients choose OMB

Specialist advice, from people who answer the phone

Over 50 years' combined experience, and directly authorised by the FCA, not an appointed representative.

  1. Whole of market, including private banksHigh-street, specialist and private banks, plus bridging and development funders. Some deals are broker-only.
  2. Built for complex casesDividends, foreign income, trusts, SPVs, large loans and unusual properties. Our everyday work.
  3. One point of contact to completionWe handle the lender, valuer and solicitors, and keep you updated until funds are released.

How it works: from first call to completion in four steps

  1. Free 15-minute callTell us what you're trying to do. We'll tell you honestly what's realistic.
  2. Research & recommendationWe compare the market and recommend the best fit, with all costs explained.
  3. Application & underwritingWe package and submit your case and handle everyone involved.
  4. Offer & completionWe track progress to completion, then review your deal before it ends so you avoid your lender's higher standard rate.
Free reminder service

When does your fixed rate end?

We’ll get in touch six months before, so you can secure a new deal and avoid your lender’s standard variable rate.

Our advisers

Speak directly to a specialist

Call, email, connect on LinkedIn or book straight into their diary.

Free 2027 guide library

Your 2027 property guides, free by email

31 expert guides to buying, investing, financing and protecting property.

  • First-time buyers
  • Buy-to-let
  • Stamp duty
  • Bridging
  • £1m+ mortgages
  • and more
Get the free guidesFree, no obligation
Buy-to-Let Mortgages, Explained guide coverStamp Duty and Property Tax guide coverFirst-Time Buyers: Your 2027 Roadmap guide coverBridging Loans guide coverMillion-Pound-Plus Mortgages guide cover

Awards & recognition

Winner, Business Moneyfacts Awards 2023: Buy-to-Let Mortgage Broker of the YearWinner, Eastern Eye Property Awards 2024: Best Mortgage Broker AwardExcellence Awardee, Mortgage Introducer Awards 2023, 2024 & 2025: Broker Firm of the Year (up to 10 advisers)SME News: Most Innovative Residential & Commercial Mortgage Broker, London & Home CountiesShortlisted, National Credit Awards 2023Shortlisted, The Mortgage Awards 2024

Industry judge for leading property events

Our Managing Director, Akhil Mair, judges the B&C Awards lender categories and the Property Investors Awards.

Industry judge: Akhil Mair, nominations and shortlisting for the lender awards at the B&C AwardsIndustry judge: Akhil Mair, judge at the Property Investors Awards

As featured in

Financial Times logoProperty TV logoSky logoMortgage Introducer logoBridging & Commercial logoBridging Loan Directory logo

Lenders we work with include

Lloyds Bank logoHalifax logoBM Solutions logoNationwide logoThe Mortgage Works logoNatWest logoRoyal Bank of Scotland logoSantander logoBarclays logoHSBC logoTogether logoVida Homeloans logoKensington Mortgages logoParagon logoAccord Mortgages logoLeeds Building Society logoTSB logoVirgin Money logoScottish Widows logo

Plus specialist lenders, private banks, bridging and development funders across the whole market.

Common questions

What does Our Mortgage Broker do?

Our Mortgage Broker (OMB) is an independent, whole-of-market mortgage and property finance broker based at 23 Berkeley Square, Mayfair. We advise on residential, high-value and private bank mortgages, expat and foreign national lending, buy-to-let, bridging, development and commercial finance, and protection, for clients across the UK and overseas.

Is OMB regulated by the FCA?

Yes. Our Mortgage Broker Limited is directly authorised and regulated by the Financial Conduct Authority, Financial Services Register number 944663. You can check this on the FCA register. Most buy-to-let, commercial and some bridging finance is not itself regulated by the FCA.

How much does a mortgage broker cost?

There may be a fee for mortgage advice. The amount depends on your circumstances: we may charge up to 1% of the loan, and our typical fee is £500. We usually also receive commission from the lender. We always confirm any fee in writing before you proceed, and the first conversation is free.

Do you only work with London clients?

No. Our office is in Mayfair and many clients buy in prime central London, but we arrange mortgages and property finance across England, Wales, Scotland and Northern Ireland, and for UK expats and foreign nationals buying in the UK. Most of our work is done by phone, video and secure email.

Can you help if the bank has already said no?

Often, yes. High-street lenders use standard criteria that do not fit complex income, overseas income, large loans, unusual properties or credit issues. As a whole-of-market broker we can approach specialist lenders and private banks that assess cases individually. We will tell you honestly if we do not think a case is achievable.

How quickly can a mortgage or bridging loan complete?

A straightforward remortgage can take four to eight weeks; a purchase depends on the conveyancing chain. Bridging finance can complete in a few weeks where valuation and legal work move quickly. We will give you a realistic timeline at the first call.

Talk to a specialist

Your situation, looked at properly. It costs nothing to ask.

Choose whichever suits you. A CeMAP-qualified adviser will tell you what’s possible, which lenders fit and what it will cost.

5.0 on Trustpilot4.9 on Google

We’ll call you back the same working day, guaranteed within 24 hours.

Start your enquiry

Five quick questions, then book a call on our site.

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Speak to our Mayfair office.

0203 971 1234
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