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Case study · High-value mortgages

£1.6m purchase in Edinburgh's New Town of a listed townhouse

Illustrative example based on the type of case we arrange, not a specific client.

Loan£1,600,000
Value£2,300,000
LTV70%
TimingOffer in 5 weeks
Case details
PropertyListed Georgian townhouse
LocationNew Town, Edinburgh
ClientMedical consultant couple
ProductHigh-value mortgages

The challenge

The property was listed and in need of updating. Some lenders were cautious about listed buildings and large loans outside London.

What we did

We targeted lenders comfortable with listed property and high-value lending in Scotland. We arranged a detailed survey to identify likely works early. We explained the extra costs and consents involved in listed-building works.

The outcome

The purchase completed at 70% loan to value with a lender comfortable with both the property and the loan size.

High-value mortgagesLarge mortgages of £1m, £2m and above for prime London and high-value homes across the UK.

Learn more

Important: Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice: up to 1% of the loan, typically £500.

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