Build Your Property Power Team

The professionals every serious buyer or investor needs around them, and how to choose them well.

In this guide

The professionals worth having on speed-dial
How to choose each one well, not just quickly
A fictional, illustrative case study

Why your team matters as much as your plan

Property success rarely comes down to one good decision. It comes from a reliable team who each do their part well and talk to each other. Whether you are buying your first home or growing a portfolio, putting the right people in place early saves time, money and stress.

Who belongs on your team

Mortgage broker. Finds and negotiates the right finance and coordinates timing with the rest of the team, especially on complex or time-sensitive purchases.
Estate and letting agents. Local knowledge, off-market opportunities and realistic rents. A good letting agent will also keep you compliant with the Renters' Rights Act.
Solicitor or conveyancer. Handles the legal transfer. Choose one experienced in your type of purchase: leasehold, auction, new-build or commercial.
Accountant. Essential for landlords weighing personal or company ownership, especially with property income tax rising in April 2027.
Surveyor. Spots structural issues before you commit, and can advise on energy upgrades needed for EPC C.
Insurance broker and contractors. Landlord insurance, and trusted builders and energy assessors for any works.

How To Choose Well, Not Just Quickly

Ask each professional about their experience with your type of property or transaction: auctions, HMOs and high-value homes all benefit from specialists who have done it before. Check registrations, such as the FCA register for brokers and the SRA or CLC for lawyers. Recommendations from other investors in your area are often more reliable than a search result, and it is worth building relationships before you need them urgently.

Illustrative example · not a real client

One team, working together: a fictional case study

Before bidding at his first auction, Rhys put his team in place: a broker who confirmed finance could complete within 28 days, a solicitor who had already reviewed the legal pack, and a builder who had priced the likely refurbishment. When his bid succeeded, every part of the process was already moving.

Names, figures and circumstances are fictional and illustrative only. They do not represent an actual client of Our Mortgage Broker Limited.

Building your property plans for 2027?

Speak to a CeMAP-qualified OMB adviser: whole-of-market advice, with any fee confirmed in writing before you proceed. Read more about buy-to-let mortgages.

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Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy-to-let and commercial mortgages are not regulated by the Financial Conduct Authority. Our Mortgage Broker Limited is authorised and regulated by the Financial Conduct Authority (FRN 944663). Registered in England and Wales, company no. 11358646. Registered office: 23 Berkeley Square, Mayfair, London W1J 6HE. There may be a fee for mortgage advice: we may charge up to 1% of the loan amount, and our typical fee is £500. Your fee agreement sets out the exact fee and when it is payable (at decision in principle, application or mortgage offer); fees are not refundable once due. We usually also receive commission from the lender. This guide is general information only and is not personal advice. Case studies are fictional, illustrative examples and do not represent real clients. Rates, tax and regulatory information are correct as at October 2026 and may change, including at the Autumn Budget on 28 October 2026.